For more than 17 years, allpay cards has been the trusted manufacturing and personalisation partner behind some of Europe’s most exciting and fast‑growing payment brands. From challenger banks to specialist fintechs, our clients rely on us to deliver the speed, quality, precision, and reliability that bring their card programmes to life, at scale, across borders, and without compromise.

As an established provider already supporting European issuers, allpay cards continues to play a pivotal role in helping fintechs grow, launch new propositions, and enhance customer experience across the EU.

Every year, allpay cards manufacture millions of cards for a diverse portfolio of both UK and European partners, including some of the continent’s most recognisable and ambitious financial brands.

A growing networks of European partnerships

Our journey across the continent includes a long‑standing partnership with Landsbankinn, Iceland’s largest domestic bank. Their reputation as a strong, digitally focused financial institution has been built over years of serving both retail and corporate customers at home and abroad. Supporting a bank with such deep roots in European finance is a responsibility we value, and our work together reflects a shared commitment to secure, modern card‑based services.

Further south in the Nordics, we work with Instabank, a digital‑first challenger reshaping what online banking looks like. With their fully online lending and credit card model, they’re reaching customers across multiple European markets at pace. Our card production supports that growth, helping them deliver a banking experience that feels simple, fast, and customer‑first, just as a modern challenger should.

Our relationship with LHV continues that theme of ambitious European growth. As a well‑established banking and payments provider expanding into new EU territories, they rely on us to deliver consistently high‑quality card production that matches their rising profile.

We also partner with Paynetics AD, a specialist e‑money and payments institution operating across the European Union and the UK. For them, card quality and compliance are non‑negotiable, and our manufacturing supports the integrity of their propositions across the region.

And lastly, we’re working with Enfuce, a leading issuing and card-as-a-service platform whose programmes power innovative financial products across the UK, the EU and LATAM. As part of this partnership, allpay cards supports the manufacturing and personalisation of Enfuce MyCard, helping deliver a seamless end-to-end experience for cardholders.

Taken together, these partnerships paint a clear picture. Across Europe, forward‑thinking financial institutions are choosing allpay cards because they trust us to deliver quality, reliability, and scale.

From Iceland to Malta, the Nordics to mainland Europe, we’re proud to support the organisations shaping the future of finance, and even prouder that the cards we manufacture play a role in helping millions of people access the services they rely on every day.

Alongside our core European partners, allpay cards also supports a number of international fintechs and financial services brands who issue or distribute cards into the EU/Middle East region, including:

• Currencies Direct – Supporting international payments and remittance customers with EU-bound card fulfilment.
• BrightyApp – A modern financial app serving users across multiple regions, including cardholders within the EU.
• Fire Financial – UK & Ireland-based fintech supporting corporate payments, with card distribution extending into the EU.
• MarTrust – Maritime payment specialist issuing cards for global crews, including distribution across key EU ports.
• Pannovate – Embedded finance and programme management provider supporting multi-territory issuance.
• Currensea – Providing EU card fulfilment for UK customers travelling and for urgent replacement cards abroad.

Why European Issuers rely on allpay cards

Across Europe, fintechs and financial institutions are scaling faster than ever, and they’re looking for partners who can keep pace, not just in technology, but in craftsmanship, logistics, compliance, and service. That’s exactly where allpay cards fits in.

Our value begins with the simplicity of having everything under one roof. Clients don’t need to coordinate multiple suppliers or navigate the delays that come with fragmented operations. Instead, they gain access to a fully integrated, end-to-end card solution, manufacturing, personalisation, secure bureau services, and distribution, delivered from a single, expertly managed ecosystem. For European fintechs, this becomes a real competitive advantage: fewer moving parts, faster routes to market, and complete visibility from concept to card-in-hand.

Quality is at the heart of this model. As one of the UK’s fastest growing and most trusted card manufacturers, allpay cards has built a reputation on precision engineering and continuous investment in cutting-edge technology. Every card programme is crafted with care, using premium materials and rigorous quality checks at every stage. The result isn’t just a card; it’s a product that reflects the reliability and professionalism our clients want their customers to feel the moment they pick it up.

Operating across Europe also means navigating the operational challenges that come with multimarket programmes. With nearly two decades of experience supporting EU clients, we’ve developed a delivery model that makes cross-border card distribution feel effortless. Reliable logistics, multilingual print and carrier options, and manufacturing cycles fast enough to match rapid growth all combine to support programmes running simultaneously in multiple territories. Where other suppliers may see complexity, we see a chance to make things smoother.

That seamlessness is anchored in trust. Our secure UK-based manufacturing facility operates to the highest compliance standards, giving European partners confidence that their card programmes are protected by robust, transparent, and fully auditable processes. This level of security isn't an add-on, it’s built into the foundation of how we operate.

But what truly sets allpay cards apart is the people behind the process. Our clients don’t feel as though they’re dealing with a vendor; they feel like they’re working with an extension of their own team. We prioritise genuine partnership, being proactive, supportive, and invested from the earliest design conversations through to ongoing programme support. It’s no surprise that this approach has earned us a worldclass Net Promoter Score of 81.82, a reflection of how consistently clients recognise the quality, reliability, and service we provide. Together, these strengths tell a simple story - allpay cards is built for European fintechs that want a partner who delivers not just products, but certainty, simplicity, and care at every step.

Shaping the future of European card programmes

Europe’s fintech landscape moves fast, and allpay cards is proud to help power the brands shaping its future. With trusted partnerships, proven capability, and a commitment to innovation, we continue to support and enable programmes that redefine payments across Europe.

At allpay cards, you can expect:

• Speed: Fast and reliable lead times that keep programmes moving
• Quality: Premium production standards and precision engineering
• Service: A partner-first culture backed by decades of experience

If you're a European issuer looking for a dependable partner to elevate your card programme, allpay cards is ready to help you go further. Contact us today to find out more.